Premium reminders on WhatsApp: the full journey for a brokerage
How a brokerage chases premiums due on WhatsApp: a 10-day, 3-day and overdue cadence, sample messages, Meta template rules and how ORIS organises it.
Outside the 24-hour window that follows a client's last message, WhatsApp only lets a business send templates approved by Meta. Each template has a category: utility when it relates to an existing policy or request (premium due, documents, claim), marketing when it offers something new, which requires the client's consent. Each page gives the intended category, variants by tone, and the mistakes that get a template rejected.
The six templates a brokerage uses most: premium reminder 10 days before, sending a quote, renewal notice, claim acknowledgement, new client welcome and document request.
Variables in braces ({prenom} for the first name, {date}, {montant} for the amount) are replaced with the client's data. To understand how Meta categorises and approves templates, read template approval for brokers; for the full journey around each message, see the use cases.
How a brokerage chases premiums due on WhatsApp: a 10-day, 3-day and overdue cadence, sample messages, Meta template rules and how ORIS organises it.
How to run a brokerage renewal cycle on WhatsApp: the 60-day list, cover review, renewal terms, handling objections, confirmation and document delivery.
Returned debit order, failed card payment or missing mobile-money transfer: a brokerage's WhatsApp follow-up, from first message to reinstatement or lapse.
Notification, documents, assessment, settlement: a brokerage's WhatsApp journey for following up a claim, with sample messages, Meta rules and pitfalls.
Horizontal sales CRM with a WhatsApp add-on, or a CRM built around WhatsApp for brokers: pipeline, shared inbox, templates, opt-in, cost, integrations.
Free app on one phone or the Business Platform (API) with software: cost, templates, 24-hour window, team access, records. Which fits your brokerage?
WhatsApp template to warn a client ten days before their premium is due: debit order, Direct Debit and mobile money variants, from plain to formal tone.
WhatsApp template for sending a motor, home or business insurance quote: three-line summary, PDF attached, closed question, variants by tone and client.
WhatsApp template to announce a policy renewal: new premium, renewal date, right to cancel, with plain, warm, mobile money and commercial-lines variants.
WhatsApp template acknowledging a client's claim notification: reference, documents needed, next step, reassuring tone, no promise about the outcome.
WhatsApp template to request documents from an insurance client: numbered list, expected format, deadline, and what should never be collected on WhatsApp.
WhatsApp welcome template for a new insurance client: who their representative is, what the number is for, how to claim, opt-in reminder, office hours.