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Kenya and Nigeria broker compliance pack: IRA, Data Protection Act, NAICOM, NIIRA 2025

In Nairobi and Lagos the same WhatsApp thread answers to an insurance regulator and a data protection regulator. This pack gives the checklist first, then our four guides on Kenya (IRA, M-Pesa, ODPC) and Nigeria (NAICOM, NDPA 2023, NIIRA 2025).

16 pages · PDF · 606 KBEdition of 29 October 2026FCB.ai · ORIS

What is inside

  • A 10-point checklist checked against the Kenyan Data Protection (General) Regulations 2021 and the Nigerian Insurance Industry Reform Act 2025.
  • Kenya: M-Pesa, the Insurance Regulatory Authority and WhatsApp premium reminders.
  • Kenya: the AI broker inbox, automated decisions and the ODPC.
  • Nigeria: NAICOM, the NDPA 2023 and what a broker may send; premium collection and remittance under NIIRA 2025.

Page preview

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Contents

  1. The Kenya and Nigeria checklistp. 3
  2. Kenya: M-Pesa, the Insurance Regulatory Authority and WhatsApp premium reminders for brokersp. 4
  3. AI in a Kenyan broker inbox: automated decisions, the DPIA and the ODPC registerp. 7
  4. Nigeria: NAICOM, the NDPA 2023 and what a broker may send on WhatsAppp. 10
  5. No premium, no cover: collecting and remitting premium in Nigeria under NIIRA 2025p. 13
  6. Official sources behind the checklistp. 16

Who it is for

Principals, compliance officers and account handlers of insurance brokerages in Kenya and Nigeria.

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